Federal Transparency in Coverage (TIC) regulations require group
health plans to make publicly available machine readable files
(MRFs) that contain the negotiated rates for in-network providers
and allowed amounts derived from historical claims for
out-of-network providers. These regulations call for making these
files publicly available with an open access website effective July
1, 2022.
A machine readable file is a digital representation of data or
information in a file that can be imported or read by a computer
system for further processing without human intervention. These
files follow the Centers for Medicare & Medicaid Services (CMS)
defined layouts and are in the CMS approved format(s) (like XML or
JSON). These files are not meant to be a consumer-friendly search of
rates, benefits, or cost sharing which is intended to come later.
SISCO has worked with the PPO Network or vendor providing claim pricing
arrangements to display this data. Some of these links may take you to external
sites, and the links can be very very large files.